Introduction

Chase pushed the United MileagePlus card lineup to its highest public bonuses of the year, and the limited-time offers are dated to end May 20, 2026. The headline number is 110,000 miles plus 3,000 Premier Qualifying Points on the United Club Card, but every card in the lineup has been bumped, mostly through new authorized-user adders that stack on top of the base bonus.

The Current Offers

Across the six co-branded cards, here's what's on the table through May 20:

  • United Club Card: 100,000 bonus miles plus 3,000 PQP after $5,000 in three months, plus 10,000 miles for adding an authorized user. Total: 110,000 miles. $695 annual fee.
  • United Quest Card: 80,000 bonus miles plus 3,000 PQP after $4,000 in three months. $350 annual fee.
  • United Explorer Card: 70,000 bonus miles after $3,000 in three months, plus 10,000 miles for adding an authorized user. Total: 80,000 miles. $0 the first year, then $150.
  • United Gateway Card: 30,000 bonus miles after $1,000 in three months, plus 10,000 miles for an authorized user. Total: 40,000 miles. No annual fee, plus 0% intro APR for 12 months.
  • United Business Card: 100,000 bonus miles plus 2,000 PQP after $5,000 in three months, plus 10,000 miles for an employee card. Total: 110,000 miles. $150 annual fee.
  • United Club Business Card: 100,000 bonus miles plus 2,000 PQP after $5,000 in three months. $695 annual fee.

How to Take Advantage

  1. Confirm you're under Chase's 5/24 rule before applying. United cards count toward the limit.
  2. Pick the card that matches how you actually fly, not the biggest number. The Club cards only earn out if you'll use the lounge access; otherwise the Quest or Explorer is the better fit.
  3. Apply before May 20, 2026, and add the authorized user inside the first three months to trigger the adder.

Why This Matters

The 110,000-mile bonuses on the Club and Business cards sit at the top of the historical range. You'd typically wait six to twelve months for offers this strong to return. The Premier Qualifying Points on the Quest, Club, and Business cards are the more interesting wrinkle: 2,000 to 3,000 PQP is a meaningful head start toward Premier Silver (5,000 PQP) without flying. The Explorer and Gateway adders are smaller, but they cost nothing extra to claim if you have a partner or family member to add to the account.

Conclusion

This is the strongest United co-brand window since the March 2025 portfolio refresh, and Chase has dated it to end May 20, 2026. If a United card was already on your list, the authorized-user bonuses make the next two weeks the moment to apply. After that, expect the offers to drop back to their standard levels.

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