Terms of Service

Acceptance of Terms

By accessing and using The Points Party website (thepointsparty.com), you agree to these Terms of Service. If you do not agree, please do not use the site. We may update these terms from time to time, and continued use of the site constitutes acceptance of any changes.

Affiliate Disclosure & FTC Compliance

The Points Party participates in affiliate programs with credit card issuers and financial services companies. When you click on or apply through our affiliate links, we may earn a commission. This does not affect the price you pay or your approval odds.

In compliance with the Federal Trade Commission (FTC) guidelines, we disclose that our content may contain affiliate links. Our editorial opinions are our own and are not influenced by compensation. We only recommend products and services we believe provide value to our readers.

Content Accuracy

We strive to keep credit card information, rewards rates, sign-up bonuses, and annual fees accurate and up to date. However, credit card terms and offers change frequently. The information on this site may not always reflect the most current terms from card issuers. Always verify details directly with the issuer before applying for any financial product.

The Points Party is not a financial advisor. Our content is for informational and educational purposes only and should not be considered financial advice.

Intellectual Property

All content on The Points Party, including text, images, graphics, logos, and design elements, is the property of The Points Party or its content creators and is protected by copyright law. You may not reproduce, distribute, or republish our content without written permission.

Limitation of Liability

The Points Party is provided "as is" without warranties of any kind. We are not liable for any damages arising from your use of the site, reliance on our content, or your interactions with third-party services linked from our site, including credit card issuers and affiliate partners.

Changes to Terms

We reserve the right to update these terms at any time. Material changes will be noted by updating the "Last updated" date at the top of this page. Your continued use of the site after changes are posted constitutes your acceptance of the revised terms.

Contact

For questions about these terms, contact us at hello@thepointsparty.com.