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Best for Beginners

United Gateway Card

Chase

Intro Offer

30,000 Bonus Miles

Annual Fee

$0

Recommended Credit

670–850

Poor - Good
United Gateway Card card image

Rewards & Earn Rates

2X

Travel

1X

Dining

1X

Grocery

2X

Gas

1X

Other

Not Included

TSA Pre✓

5x total miles on eligible United flights | 2x miles on all other eligible United purchases | 2x miles at gas stations | 2x miles on local transit and commuting | 1x mile on all other purchases

Why We Choose It

If you're looking for a card to help you earn United miles without paying an annual fee, the Gateway card is your answer! Perfect for occasional United flyers.

More About the United Gateway Card

A no-annual-fee entry point into United's mileage program

Pros & Cons

Pros

  • No Annual Fee
  • Low Spending Requirement For 30,000 Mile Bonus
  • Two Free Checked Bags After $10,000 Annual Spend
  • 0% Intro APR Period

Cons

  • No Premium Benefits Initially
  • Basic 2X Earning Structure
  • No Free Checked Bag Until High Spending
  • Limited Value Without United Loyalty

See Rates & Fees (Terms Apply)

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