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Amazon Prime Visa

Chase

Intro Offer

$150 Amazon Gift Card

Annual Fee

$0

Recommended Credit

670–850

Good - Excellent
Amazon Prime Visa card image

Rewards & Earn Rates

2X

Travel

2X

Dining

1X

Grocery

1X

Gas

1X

Other

Not Included

TSA Pre✓

Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel with eligible Prime membership. Plus Prime Card Bonus offers up to 10% back on rotating selection of items and categories on Amazon.com. Earn unlimited 2% back at gas stations, restaurants, and local transit/commuting (including rideshare). Earn unlimited 1% back on all other purchases. Rewards earned as points worth 1¢ each, redeemable at Amazon.com with no minimum, or through Chase for cash back, gift cards, or travel.

Why We Choose It

Our Take: The Amazon Prime Visa is the ultimate store card for Prime members who spend heavily at Amazon.com and Whole Foods. While there's no annual fee, the required Prime membership ($139/year) means you need to spend at least $2,780 annually at Amazon or Whole Foods to break even on the extra 2% rewards versus other cards. For frequent Amazon shoppers, the 5% back rate and flexible redemption options make this a standout choice.

More About the Amazon Prime Visa

The Amazon Prime Visa is a Chase-issued Visa Signature card exclusively for Amazon Prime members. It offers exceptional 5% cash back at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel, making it one of the highest-earning cards for Amazon purchases. With no annual fee (though Prime membership required), 2% back on dining and gas, plus comprehensive travel benefits, it's designed for loyal Amazon customers who want to maximize their rewards on everyday purchases while enjoying premium card protections.

Pros & Cons

Pros

  • No Annual Fee For The Card Itself
  • Outstanding 5% Back Rate At Amazon And Whole Foods With No Caps
  • 2% Back On Useful Categories Like Dining And Gas Stations
  • No Foreign Transaction Fees
  • Strong Travel And Purchase Protections

Cons

  • Requires Amazon Prime Membership ($139/Year) To Qualify For Top Rates
  • No Introductory APR Offers
  • High Variable APR (19.49%-28.24%)
  • Limited Value For Non-Amazon Spending
  • Subject To Chase 5/24 Rule

See Rates & Fees (Terms Apply)

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