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Amazon Prime Visa

Chase

Intro Offer

$150 Amazon Gift Card

Annual Fee

$0

Recommended Credit

670–850

Good - Excellent
Amazon Prime Visa card image

Rewards & Earn Rates

2X

Travel

2X

Dining

1X

Grocery

1X

Gas

1X

Other

Not Included

TSA Pre✓

Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel with eligible Prime membership. Plus Prime Card Bonus offers up to 10% back on rotating selection of items and categories on Amazon.com. Earn unlimited 2% back at gas stations, restaurants, and local transit/commuting (including rideshare). Earn unlimited 1% back on all other purchases. Rewards earned as points worth 1¢ each, redeemable at Amazon.com with no minimum, or through Chase for cash back, gift cards, or travel.

Why We Choose It

The Amazon Prime Visa is the ultimate card for Prime members who spend heavily at Amazon.com and Whole Foods. While there's no annual fee, the required Prime membership ($139/year) means you need to spend at least $2,780 annually at Amazon or Whole Foods to break even on the extra 2% rewards versus other cards. For frequent Amazon shoppers, the 5% back rate and flexible redemption options make this a standout choice.

More About the Amazon Prime Visa

The Amazon Prime Visa is a Chase-issued Visa Signature card exclusively for Amazon Prime members. It offers exceptional 5% cash back at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel, making it one of the highest-earning cards for Amazon purchases. With no annual fee (though Prime membership required), 2% back on dining and gas, plus comprehensive travel benefits, it's designed for loyal Amazon customers who want to maximize their rewards on everyday purchases while enjoying premium card protections.

Pros & Cons

Pros

  • No Annual Fee For The Card Itself
  • Outstanding 5% Back Rate At Amazon And Whole Foods With No Caps
  • 2% Back On Useful Categories Like Dining And Gas Stations
  • No Foreign Transaction Fees
  • Strong Travel And Purchase Protections

Cons

  • Requires Amazon Prime Membership ($139/Year) To Qualify For Top Rates
  • No Introductory APR Offers
  • High Variable APR (19.49%-28.24%)
  • Limited Value For Non-Amazon Spending
  • Subject To Chase 5/24 Rule

See Rates & Fees (Terms Apply)

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