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Best for Cash Back

Chase Freedom Flex®

Chase

Intro Offer

$200 Cash Bonus

Annual Fee

$0

Recommended Credit

670–850

Good - Excellent
Chase Freedom Flex® card image

Rewards & Earn Rates

1X

Travel

1X

Dining

1X

Grocery

1X

Gas

1X

Other

Not Included

TSA Pre✓

5% per $1 on up to $1,500 in combined purchases in bonus categories that rotate quarterly | 5% per $1 on travel purchased through Chase Travel | 3% per $1 on drugstores and dining at restaurants | 1% per $1 on all other purchases

Why We Choose It

The Chase Freedom Flex® is one of the best starter cards on the market with rotating 5% categories and no annual fee. Pair it with a Sapphire card and those cash back earnings become valuable Ultimate Rewards points.

More About the Chase Freedom Flex®

One of the best no-annual-fee cards with rotating 5% categories and solid everyday earning

Pros & Cons

Pros

  • No Annual Fee
  • 5% Rotating Categories Can Be Very Lucrative
  • Converts To Ultimate Rewards With Sapphire Cards
  • Cell Phone Protection Included

Cons

  • Must Activate Quarterly Categories Manually
  • 3% Foreign Transaction Fees
  • Categories Capped At $1,500 Per Quarter
  • Best Value Requires Pairing With Sapphire Cards

See Rates & Fees (Terms Apply)

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