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Premium Pick

Chase Sapphire Reserve®

Chase

Intro Offer

60,000 Bonus Points

Annual Fee

$795

Recommended Credit

740–850

Excellent
Chase Sapphire Reserve® card image

Rewards & Earn Rates

3X

Travel

3X

Dining

1X

Grocery

1X

Gas

1X

Other

Included

TSA Pre✓

8x per $1 on Chase Travel purchases | 5x per $1 on qualifying Lyft rides (through September 30, 2027) | 4x per $1 on flights and hotels booked directly (not through Chase Travel) | 3x per $1 on travel and dining purchases | 1x per $1 on all other purchases

Why We Choose It

Upgrading to the Chase Sapphire Reserve card is one of the best choices I've made for my wallet. The $300 travel credit alone makes the effective fee just $250, and the benefits are worth way more than that.

More About the Chase Sapphire Reserve®

A premium travel card for frequent travelers seeking luxury perks and maximum rewards

Pros & Cons

Pros

  • Higher 8X Earning On Chase Travel (New June 2025)
  • Priority Pass Lounge Access
  • $300 Annual Travel Credit
  • Up To $300 Annual Dining Credit

Cons

  • $795 Annual Fee (Increased 45% In June 2025)
  • Must Use Travel Credit And Dining Benefits
  • Complex Benefit Structure
  • Lower 1X Earning On Everyday Purchases

See Rates & Fees (Terms Apply)

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