The Points Party The Points Party
Best for Business

Plum Card® from American Express

American Express

Intro Offer

No Welcome Offer

Annual Fee

$250

Recommended Credit

670–850

Good - Excellent
Plum Card® from American Express card image

Rewards & Earn Rates

1X

Travel

1X

Dining

1X

Grocery

1X

Gas

1X

Other

Not Included

TSA Pre✓

No rewards program

Why We Choose It

The Plum Card is unique—it's all about cash flow management for businesses. Pay early for a discount or extend payment terms without interest. Not sexy, but incredibly practical for the right business.

More About the Plum Card® from American Express

A unique charge card designed for businesses prioritizing cash flow flexibility over rewards

Pros & Cons

Pros

  • 1.5% Discount For Early Payment
  • 60-Day Payment Terms Without Interest
  • No Preset Spending Limit
  • Helps Businesses Manage Cash Flow

Cons

  • $250 Annual Fee With No Traditional Rewards
  • No Welcome Bonus Or Points Earning
  • Limited Benefits Beyond Payment Terms
  • Best For Businesses With Large Monthly Expenses

See Rates & Fees (Terms Apply)

Some links on this page are affiliate links. We may earn a commission if you apply through our links, at no extra cost to you.

Related Cards