The Points Party The Points Party
Best for Dining

American Express® Gold Card

American Express

Intro Offer

60,000 Points

Annual Fee

$325

Recommended Credit

670–850

Excellent
American Express® Gold Card card image

Rewards & Earn Rates

3X

Travel

4X

Dining

4X

Grocery

1X

Gas

1X

Other

Not Included

TSA Pre✓

4x per $1 for purchases at restaurants worldwide (up to $50,000 per year) | 4x per $1 at U.S. supermarkets (up to $25,000 per year) | 3x per $1 on flights booked directly with airlines or on American Express Travel | 2x per $1 on prepaid hotels booked on American Express Travel | 1x per $1 on everyday purchases

Why We Choose It

Folks, we have yet another 'keeper card' on our hands. The main reason I love this card is because it earns more at restaurants than almost all the others—4x on dining worldwide is tough to beat.

More About the American Express® Gold Card

A premium rewards card that's perfect for foodies and families who want to maximize points on everyday spending

Pros & Cons

Pros

  • Strong 4X Earning Potential On Dining Worldwide And U.S. Supermarkets
  • Access To Excellent Airline And Hotel Transfer Partners
  • Up To $120 In Uber Cash Annually
  • $120 Dining Credit Helps Offset The Annual Fee

Cons

  • $325 Annual Fee
  • Earning Caps On Bonus Categories
  • Credits Require Specific Spending To Maximize Value
  • No Airport Lounge Access

See Rates & Fees (Terms Apply)

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