The Points Party The Points Party
Premium Pick

Business Platinum Card® from American Express

American Express

Intro Offer

200,000 Points

Annual Fee

$895

Recommended Credit

740–850

Excellent
Business Platinum Card® from American Express card image

Rewards & Earn Rates

5X

Travel

1X

Dining

1X

Grocery

1X

Gas

2X

Other

Included

TSA Pre✓

5x Membership Rewards® points on flights and prepaid hotels booked through American Express Travel | 2x points on eligible purchases in key business categories | 2x points on purchases of $5,000 or more up to $2M per year | 1x Membership Rewards® points on other eligible purchases

Why We Choose It

The Amex Business Platinum is a premium product, no doubt! But, that premium annual fee also means premium benefits that can very quickly cover the annual fee if you know how to use them.

More About the Business Platinum Card® from American Express

A premium business travel card with extensive lounge access and business-focused credits. Best for businesses with high travel and technology spending who can utilize the specific credits to justify the high annual fee.

Pros & Cons

Pros

  • Over $1,200 In Annual Credits Including $600 Hotel
  • Access To 1,550+ Airport Lounges Including Centurion
  • Enhanced 2X Earning On Business Categories (Improved September 2025)
  • Global Entry Or TSA PreCheck Credit

Cons

  • $895 Annual Fee (Increased September 2025)
  • High $20,000 Spending Requirement For Welcome Bonus
  • Credits Require Specific Business Spending
  • Only 1X Points On Most Everyday Purchases

See Rates & Fees (Terms Apply)

Some links on this page are affiliate links. We may earn a commission if you apply through our links, at no extra cost to you.

Related Cards