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Best for Beginners

Discover it® Secured Credit Card

Discover

Intro Offer

1Yr Cashback Match

Annual Fee

$0

Recommended Credit

300–650

Poor - Fair
Learn More See Rates & Fees (Terms Apply)
Discover it® Secured Credit Card card image

Rewards & Earn Rates

1X

Travel

1X

Dining

1X

Grocery

1X

Gas

1X

Other

Not Included

TSA Pre✓

2% cash back at restaurants and gas stations on up to $1,000 in combined purchases each quarter | 1% cash back on all other purchases | Cashback Match at the end of your first year

Why We Choose It

The only secured card that earns real cash back rewards. With 2% on dining/gas and 1% on everything else, plus the first-year match, you're earning while building credit.

More About the Discover it® Secured Credit Card

A secured card that uniquely offers cash back rewards while building credit

Pros & Cons

Pros

  • Earns Rewards Unlike Most Secured Cards
  • No Annual Fee
  • First-Year Cashback Match Doubles Earnings
  • Can Graduate To Unsecured Status

Cons

  • Requires Security Deposit Initially
  • Lower Credit Limits Starting Out
  • 2% Categories Capped At $1,000 Quarterly
  • Designed For Credit Building
Apply Now for Discover it® Secured Credit Card

See Rates & Fees (Terms Apply)

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