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Best for Cash Back

Discover it® Cash Back

Discover

Intro Offer

1Yr Cashback Match

Annual Fee

$0

Recommended Credit

580–740

Fair - Good
Learn More See Rates & Fees (Terms Apply)
Discover it® Cash Back card image

Rewards & Earn Rates

1X

Travel

1X

Dining

1X

Grocery

1X

Gas

1X

Other

Not Included

TSA Pre✓

5% cash back in rotating categories each quarter you activate (up to $1,500) | 1% cash back on all other purchases | Cashback Match at the end of your first year

Why We Choose It

The rotating 5% categories are great, but the real magic happens in year one—Discover matches ALL your cash back. That effectively makes this a 10% cash back card on categories and 2% on everything else for the first year.

More About the Discover it® Cash Back

A no-annual-fee favorite earning 5% back in rotating categories with a lucrative first-year match

Pros & Cons

Pros

  • First-Year Cash Back Match Doubles All Rewards
  • No Annual Fee
  • No Foreign Transaction Fees
  • Free FICO Credit Score Monitoring

Cons

  • Must Activate Quarterly 5% Categories Manually
  • Categories Capped At $1,500 Per Quarter
  • Discover Acceptance Limitations Internationally
  • No Premium Travel Benefits
Apply Now for Discover it® Cash Back

See Rates & Fees (Terms Apply)

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