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Best for Cash Back

Citi Double Cash® Card

Citibank

Intro Offer

$200 Cash Back

Annual Fee

$0

Recommended Credit

580–740

Good
Citi Double Cash® Card card image

Rewards & Earn Rates

1X

Travel

1X

Dining

1X

Grocery

1X

Gas

2X

Other

Not Included

TSA Pre✓

1% cash back when you buy | 1% cash back as you pay | 2% cash back total on all purchases

Why We Choose It

Simple math: 1% when you buy, 1% when you pay = 2% on everything. It's one of the best flat-rate cash back cards available, especially with no annual fee.

More About the Citi Double Cash® Card

A straightforward cash back card known for its simple yet effective 2% rewards structure

Pros & Cons

Pros

  • Simple 2% Cash Back On Everything When You Pay
  • No Annual Fee
  • 0% Intro APR For 18 Months On Balance Transfers
  • Straightforward Rewards Structure

Cons

  • 3% Foreign Transaction Fees
  • Must Pay Balance To Earn Full 2% Cash Back
  • No Bonus Categories For Higher Earning
  • No Welcome Bonus

See Rates & Fees (Terms Apply)

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