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Best for Cash Back

Citi Custom Cash® Card

Citibank

Intro Offer

$200 Cash Back

Annual Fee

$0

Recommended Credit

580–740

Good
Citi Custom Cash® Card card image

Rewards & Earn Rates

1X

Travel

5X

Dining

5X

Grocery

5X

Gas

1X

Other

Not Included

TSA Pre✓

5% cash back on purchases in your top eligible spend category each billing cycle (up to $500) | 1% cash back on all other purchases

Why We Choose It

This card automatically gives you 5% back in your highest spending category each month. No thinking required—just use the card and it figures out where you spend most.

More About the Citi Custom Cash® Card

A versatile cash back card that automatically adapts to your spending habits

Pros & Cons

Pros

  • No Annual Fee
  • Automatic 5% On Your Top Spending Category
  • No Activation Required
  • 0% Intro APR For 15 Months

Cons

  • 5% Earning Capped At $500 Monthly
  • Only One 5% Category Automatically Selected
  • Can't Choose Your Bonus Category
  • Foreign Transaction Fees Apply

See Rates & Fees (Terms Apply)

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