Capital One Platinum Mastercard®
Best for Beginners
Best for Business
Capital One Spark Cash Select
Capital One
Intro Offer
$500 Cash Bonus
Annual Fee
$0
Recommended Credit
740–850
Good - Excellent
Rewards & Earn Rates
1X
Travel
1X
Dining
1X
Grocery
1X
Gas
1.5X
Other
Not Included
TSA Pre✓
Unlimited 1.5% cash back on all purchases
Why We Choose It
Need a business card with no annual fee? The Spark Cash Select gives you 1.5% back on everything without costing you a dime. It's perfect for smaller businesses or as a backup card.
More About the Capital One Spark Cash Select
A no-annual-fee business card offering unlimited 1.5% cash back on all purchases
Pros & Cons
Pros
- No Annual Fee
- Solid 1.5% Cash Back Rate
- Good $500 Welcome Bonus
- Free Employee Cards
Cons
- Lower Earning Rate Than Premium Versions
- No Bonus Categories
- Requires Excellent Credit For Approval
- Basic Feature Set
See Rates & Fees (Terms Apply)
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