Capital One Platinum Mastercard®
Best for Beginners
Best for Business
Capital One Spark Cash for Business
Capital One
Intro Offer
$750 Cash Back
Annual Fee
$95
Recommended Credit
740–850
Excellent
Rewards & Earn Rates
1X
Travel
1X
Dining
1X
Grocery
1X
Gas
2X
Other
Not Included
TSA Pre✓
Unlimited 2% cash back on all purchases
Why We Choose It
Simple math here: 2% cash back on everything for your business. No categories to track, no caps to hit—just straightforward rewards that work for any business type.
More About the Capital One Spark Cash for Business
A straightforward business card offering unlimited 2% cash back on all purchases
Pros & Cons
Pros
- Unlimited 2% Cash Back On All Business Purchases
- Strong $1,000 Welcome Bonus
- No Foreign Transaction Fees
- Free Employee Cards
Cons
- $95 Annual Fee
- No Bonus Categories For Higher Earnings
- Requires Excellent Credit For Approval
- No Premium Business Benefits
See Rates & Fees (Terms Apply)
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