Capital One Platinum Mastercard®
Best for Beginners
Best for Dining
Capital One SavorOne Cash Rewards Credit Card
Capital One
Intro Offer
$200 Cash Bonus
Annual Fee
$0
Recommended Credit
670–850
Good
Rewards & Earn Rates
3X
Travel
3X
Dining
2X
Grocery
1X
Gas
1X
Other
Not Included
TSA Pre✓
5% cash back per $1 on hotels and rental cars booked through Capital One Travel | 3% cash back per $1 on dining, entertainment, streaming services, and grocery stores | 1% cash back per $1 on all other purchases
Why We Choose It
All the dining and entertainment benefits of the Savor card but with no annual fee. The trade-off is 3% vs 4% on categories, but free is free.
More About the Capital One SavorOne Cash Rewards Credit Card
The no-annual-fee version of Savor with slightly lower but still competitive earning rates
Pros & Cons
Pros
- No Annual Fee
- 3% On Multiple Everyday Categories
- No Foreign Transaction Fees
- 0% Intro APR For 15 Months
Cons
- Must Book Through Capital One Portal For 5% Travel
- No Rotating Categories For Variety
- Lower Rates Than Annual Fee Competitors
- No Premium Travel Benefits
See Rates & Fees (Terms Apply)
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