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Bank of America® Customized Cash Rewards credit card

Bank of America

Intro Offer

$200 Cash Rewards

Annual Fee

$0

Recommended Credit

670–850

Good
Bank of America® Customized Cash Rewards credit card card image

Rewards & Earn Rates

1X

Travel

1X

Dining

1X

Grocery

1X

Gas

1X

Other

Not Included

TSA Pre✓

3% cash back in category of choice (gas, online shopping, dining, travel, drug stores, or home improvement) | 2% at grocery stores and wholesale clubs | 1% on all other purchases

Why We Choose It

Choose your own 3% category and change it monthly—this flexibility makes the Customized Cash Rewards one of the most adaptable no-fee cards available.

More About the Bank of America® Customized Cash Rewards credit card

A flexible cash back card that lets you choose your bonus category each month

Pros & Cons

Pros

  • No Annual Fee
  • Choose And Change Your 3% Category Monthly
  • Up To 75% Bonus With Preferred Rewards
  • 0% Intro APR For 15 Months

Cons

  • 3% Category Capped At $2,500 Per Quarter
  • Foreign Transaction Fees Apply
  • Best Rates Require Bank Of America Relationship
  • Limited Category Options

See Rates & Fees (Terms Apply)

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