The Citi Strata Premier Card (the rebranded Citi Premier) is offering 80,000 ThankYou points after you spend $4,000 in the first three months of account opening. The annual fee is $95. Citi has not posted a public expiration as of April 2026, but welcome bonuses on this card have moved between 70,000 and 80,000 points over the past year, so confirm the live offer on the issuer's page before you apply.
Deal Details
- Welcome offer: 80,000 ThankYou points
- Spend requirement: $4,000 in the first 3 months
- Annual fee: $95 (not waived)
- Expiration: None listed; offer subject to change without notice
The 80,000 points are worth roughly $800 redeemed at a flat penny per point through the ThankYou portal. Transferred to a partner like Virgin Atlantic Flying Club or Air France/KLM Flying Blue at 1:1, a 25,000-point one-way to Europe in economy is on the table from the bonus alone.
Who Can't Get the Bonus
Citi enforces a 48-month rule on this card family. You're not eligible if you've earned a welcome bonus on, or closed, a Citi Strata Premier, Citi Premier, Citi Prestige, Citi Rewards+, or Citi ThankYou Preferred card in the past 48 months. That's stricter than Chase's 5/24. Check your Citi history before applying.
How To Earn It
- Apply via the Citi Strata Premier page and read the offer terms.
- Run your largest recurring spend (groceries, gas, dining) through the card to clear $4,000 in 90 days.
- Track in the Citi app. Bonus points typically post 8 to 10 weeks after you hit the threshold.
What The Card Earns After The Bonus
The Strata Premier earns 10x on hotels, car rentals, and attractions booked through Citi Travel; 3x on restaurants, supermarkets, gas and EV charging, air travel, and other hotels; and 1x on everything else. The 3x supermarket category covers most U.S. grocery chains but not Walmart or Target. No foreign transaction fee.
It also includes a $100 annual hotel credit on a single hotel stay of $500 or more (excluding taxes and fees) booked through Citi Travel. That benefit alone covers the annual fee in any year you book a qualifying hotel through the portal.
Why It's Worth A Look
A flexible-points card with an 80,000-point bonus, a $100 hotel credit, no foreign transaction fees, and 16+ transfer partners (Virgin Atlantic, Singapore KrisFlyer, Qantas, JetBlue, Choice Privileges, Wyndham) at $95 is a solid earner. The deal works best for someone who isn't blocked by the 48-month rule and has the spend to clear the bonus comfortably. Confirm the offer is still 80,000 points on the live application page before you apply.
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